Paul Wilson
I have been working in banking and finance for 20 years, the last 8 of which has been as an independent mortgage broker. Over the course of my career I have gained knowledge across personal, high net worth and business banking requirements. After becoming a broker in 2016 for another firm Derek and I took the plunge and opened Clear Vision Mortgages in 2018.
I live in Saltcoats and I am primarily based in our Kilmarnock office, however I am happy to meet clients at a time and place convenient to them, whether its at home, work or if online suits better that can also be arranged.
Cert CII (MP & ER)
Mortgage & Protection Consultant
Derek Martin
I have been helping clients in the financial sector for 20 years. 17 of those years I was with RBS and NATWEST, firstly as a Branch Manager, then for 8 years as an Area Manager in Personal & Private Banking.
I then worked with BlueSky Wealth for 2 years and since July I started Clear Vision Mortgages doing mortgages, insurances and commercial lending.
I live in Prestwick, however I am happy to meet clients at a time and place convenient to them, whether its at home, work or if online suits better that can also be arranged.
Cert CII (MP & ER)
Mortgage & Protection Consultant
Reagan Hamilton
Reagan is the newest member of our team. She has came in with a wealth of knowledge from her previous role as a mortgage broker within a well known estate agency and working with Santander prior to this.
I live in Saltcoats and I am primarily based in our Kilmarnock office, however I am happy to meet clients at a time and place convenient to them, whether its at home, work or if online suits better that can also be arranged.
Cert CII (MP)
Mortgage and Protection Consultant
Why did we start Clear Vision Mortgages?
We have been on the giving and receiving end of financial advice and one thing that is key is making sure that customers fully understand the options available to them.
We wanted to be fully in control of every aspect of your application from that first conversation where we listen fully to what you need right through to the aftercare we provide when your mortgage renewal comes around.
Helping you make the right decisions
We know that the mortgage for your home is likely to be the largest personal purchase that anyone makes in their lifetime so we work with you to make sure you have thought about and answered this process will raise:-
- How much can you afford?
- How much deposit will you need?
- Which type of mortgage suits your need?
- repayment
- interest only
- fixed rate
- variable rate
- What length of mortgage will suit your personal situation?
All of these questions still need to be considered when it comes time to remortgage and we can help and guide you every step of the way.
Personalised Service
We ensure that every customer we work with is treated based on their individual circumstances. Diving into your incoming and outgoings means that the product you get meets your cash flow and customers are always treated fairly.
Keeping you up to date
We make sure you know what is involved in working with a financial adviser before we start your mortgage search. We also make sure that we check if anything has changed during our process as we wouldn’t want you to miss out on a new great rate that got release the next day. We are also available for aftercare for our customers.
Flexible Location
If you want to come to one of our two offices based in Ayrshire or you want us to come to your home or work to help you go through the process then we are happy to accommodate. The only thing we ask is that you pull together the paperwork we tell you we will need so that we can get straight down to helping you.